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Planning notes

Written by Surabhi Kuthiala, who makes the planners. How to plan a wedding, a baby, a move or a budget without it taking over your life.

How to price handmade items

True cost first, then a price that leaves a margin, then what actually lands after fees.

8 min read · Selling handmade

How to manage freelance clients and get paid

One record per client, three lists that need each other, and what really gets an invoice paid.

7 min read · Freelancing

How to plan Christmas without the December panic

A month-by-month Christmas countdown, with the posting dates as the real deadlines.

7 min read · Christmas

Snowball or avalanche: how to choose a debt payoff method

Avalanche saves the most interest. Snowball gets finished more often. One number matters more than either.

7 min read · Money

How to budget for a home renovation

Renovations overrun through small changes, each approved on its own and never added up.

8 min read · Renovating

How to plan your day with ADHD

Why planners get abandoned, and how to plan a day that survives a bad morning.

7 min read · Focus and routines

How to organise care for an aging parent

Why the handover between carers is the weak point in caring for a parent, and what to do about it.

8 min read · Caring for family

How to organise your affairs

A will says who gets what. The people left behind mostly struggle with where everything is.

8 min read · Getting affairs in order

How to plan a house move

An eight-week countdown for a house move, including the half almost nobody plans for.

7 min read · Moving house

How to plan a trip

How to build an itinerary that survives the holiday, and why the budget belongs in the same place.

7 min read · Travel

How to run a household without keeping it all in your head

How to organise a home by how often things happen, and why mental load is a storage problem.

7 min read · Running a home

How to plan an Indian wedding

Four to six functions, each with its own guest list and budget. An ordinary wedding checklist cannot hold that.

8 min read · Planning a wedding

How to make a budget that survives the month

How to pick a budgeting method, and the step almost everyone skips that decides whether it lasts.

8 min read · Money

How to plan a wedding

What to book first, and the one number that decides most of a wedding budget.

8 min read · Planning a wedding

What to track in a baby's first year

What is worth writing down in a baby’s first year, and the point at which a log stops helping.

7 min read · The first year

How to plan for a baby

What needs doing before a baby arrives, and when, and the thing that breaks almost every pregnancy checklist.

8 min read · Planning for a baby

Welcome to CalmNCalculated

I’m starting something new, with my family beside me, and I’d rather tell you now, before there’s anything to show.

6 min read · The build diary